Flexible Financing for Construction in Irvine
A kitchen that can’t function or a roof that’s failing shouldn’t sit on a credit card you haven’t applied for yet. At Rowan Construction Group Irvine, we’ve built payment approaches that let you move forward without draining savings or delaying critical work. Call us at (657) 227-2502 and we’ll walk through what your project actually costs, then how to make that number manageable.
Payment Options We Offer
Financing Plans for Qualified Projects
Not every job fits on a single statement, and we don’t pretend it should. For kitchen remodels, bathroom renovations, home additions, and ADUs in Irvine, financing spreads the investment across monthly payments that align with your budget. We work with established lending programs that serve construction specifically, not general retail credit. You’ll know the full cost, the term length, and your monthly obligation before anyone picks up a hammer. Under Clause 1 of the Haven Standard, that written price is fixed before work starts, financing or not.
Major Credit Cards Accepted
For smaller projects or phased work, we accept Visa, Mastercard, American Express, and Discover. Windows and door replacements, fence installations, and driveway paver repairs often fall into the range where card payment earns rewards without carrying a long balance. We process charges at project milestones tied to documented completion, not arbitrary dates. You’ll see exactly what you’re paying for in the photo record we deliver at each visit.
Cash and Personal Check
Some homeowners prefer the simplicity of cash or check, particularly for straightforward roofing repairs or fence installations with a tight scope. We accept both, with the same written quote and the same 365-Day Done Right Promise backing the work. No discount for cash, no penalty for plastic. The price is the price because we built it from actual material costs across our 51-plus vetted brands, not from guessing what payment method you’ll use.
Up-Front Written Pricing, Always
Every option above starts with the same step: a flat, written price delivered before any work begins. This isn’t a financing feature. It’s Clause 1 of the Haven Standard, the discipline Haven acquired Rowan for in 2007. Your quote lists line-item costs for materials, labor, permits, and project management. If you choose financing, that written number is what the lender sees. If you pay by card or check, that written number is what you pay. Change orders require your signature before any additional work proceeds, which is why our projects finish within a few percent of the agreed cost across 4,000-plus jobs.
Simple Application Process
Step 1: Talk to us about your project. Call (657) 227-2502 or schedule a visit. We’ll assess the scope, photograph existing conditions, and explain what needs to happen. This conversation costs nothing and puts no obligation on you.
Step 2: Quick pre-qualification conversation. If financing makes sense for your budget, we connect you with a lending specialist who reviews your situation. No hard credit pull until you decide to move forward. Most homeowners know within minutes whether they qualify for terms that work for them.
Step 3: Choose your plan and schedule work. Once you select a payment approach, we lock the start date, pull permits if required, and order materials from our vetted brand partners. Your written price, warranty documentation, and payment terms are in your hands before the crew arrives. Every crew member is background-checked and uniformed, and a live person answers our phones 24/7 if questions come up.
Before
AfterFrequently Asked Questions
Yes. Rowan Construction Group Irvine offers financing plans for qualified kitchen remodels, bathroom renovations, home additions, ADUs, and other major projects. We work with construction-specific lending programs, not generic retail credit, so terms are designed for the timeline and scale of residential work. Call (657) 227-2502 to discuss what your project qualifies for.
You’ll need a government-issued ID, proof of income, and a clear sense of your project scope, which we provide in our written quote. The pre-qualification step is a soft inquiry that won’t affect your credit score. Hard pulls happen only after you choose to proceed with a specific plan. Call (657) 227-2502 and we’ll explain exactly what the lender will ask for based on your project size.
No. Estimates are free, and they include a written, line-item price before any work starts. We also offer a Free Second Opinion on any written estimate from a competitor. Bring another quote and we’ll review it line by line at no charge. Under Clause 1 of the Haven Standard, you’ll never pay to learn what a job actually costs. Call (657) 227-2502 to schedule yours.
Our written pricing is built from actual material and labor costs, not inflated to accommodate fake discounts. The price we quote is the real price, so “stacking” promotions isn’t part of our model. What we do guarantee is that your project finishes within a few percent of the number you agreed to, because no change proceeds without a signed change order. That discipline has held across 4,000-plus projects since 2007. Call (657) 227-2502 to talk through how we arrive at your number.
Written by Grant Rowan, Owner at Rowan Construction Group Irvine, serving Irvine since 2007.